Personal Insurance

Personal Insurance

Guarding your biggest investments

As your Trusted Choice Independent Insurance Agency, our team at Perkins Insurance Agencies, LLC is dedicated to being your trusted partner, providing our clients with Choice, Policy Customization and Consumer Advocacy! In a highly competitive insurance marketplace, remaining dedicated to these principles provide our clients and prospective clients the knowledge you need to make informed insurance purchasing decisions, with policy coverages tailored to meet your needs. Rest assured with Perkins Insurance Agencies, LLC you have a team of experts working for you!

Our staff of professional agents and account managers have the experience, knowledge and resources to meet all of your personal insurance needs. We represent world class carriers, provide certified professionals and local service to provide you with peace of mind.

Our personal insurance coverages include automobile, homeowners, boat, motorcycle, renters, landlord protection, flood, personal umbrella, life and health. Getting a quote is easy - just give a call to one of our experienced staff or fill out one of our free no-obligation quote forms and you'll be on your way. So contact us today and let us answer your insurance questions.


  • Auto Insurance
  • Home Insurance
  • Personal Umbrella
  • Specialty Insurance
  • Life Insurance
  • Identity Theft

Auto Insurance

Smart drivers are responsible drivers.

At Perkins Insurance we combine quality auto insurance with excellent service to give you the best possible customer experience. Our professionals will work with you to assess your situation and find a policy that keeps you and the other drivers on your policy protected.

As your trusted source of car insurance, Perkins Insurance offers a variety of coverage and additional protection such as:

  • + Accident forgiveness
  • + Collision coverage
  • + Comprehensive coverage
  • + Liability coverage
  • + Uninsured and underinsured
  • + Roadside assistance
  • + Rental reimbursement
  • + Medical pay
  • + Miscellaneous vehicle insurance


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Home Insurance

Protect your home and everything in it.

Perkins Insurance is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

  • + Property Insurance
  • + Homeowners Liability
  • + Renters Insurance
  • + Condo Insurance
  • + Mobile Home Insurance
  • + Scheduled Property Insurance
  • + In-Home Business Insurance


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Personal Umbrella

Be ready for the unexpected.

An umbrella liability policy works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal umbrella insurance can be applied to events such as:

  • + Car accidents
  • + Accidental injuries on your property
  • + Accidents involving your boat, ATV, or other recreational vehicle
  • + Golf course injuries
  • + Defense fees and other legal costs
  • + Personal injury coverage for claims of libel and slander


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Specialty Insurance

Insurance for your toys.

When enjoying a summer weekend on the lake with your family, a camping trip in the new trailer or motorhome, or cruising the open road on your new motorcycle or in that classic car, Perkins Insurance has a number of products tailored to meet the needs of your family and provide you with the peace of mind you desire so that you can live those moments to their fullest. We have special policies for:

  • + Boat
  • + Personal Watercraft
  • + Motorcycle
  • + ATV
  • + Travel Trailer
  • + Motorhome
  • + Classic Car
  • + Custom Motorcycle


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Life Insurance

Protecting your family's future today.

Preparing for the unexpected should something happen to you is one of the most important decisions you can make. Helping you protect those closest to you through the purchase of Life Insurance is a responsibility we do not take for granted. There are a number of insurance products available that can secure the ultimate peace of mind surrounding those you love the most. Whether you are a first time parent or a first time grand-parent, we can provide you with a number of solutions to meet your concerns:

  • + Individual Life Insurance – Term or Whole Life Products
  • + Long-Term Care Insurance
  • + Mortgage Protection Insurance
  • + Disability Insurance
  • + Key Man or Key Person Insurance
  • + Group Life Insurance


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Identity Theft

Return to who you really are.

Identity theft has become one of the fastest growing white-collar crimes in America. With just your name, social security number, and date of birth, a thief can apply for everything from a credit card or a bank loan to an insurance policy. Having your identity stolen damages your sense of security, but the real hardship may be how difficult, time-consuming, and expensive it can be to restore your credit and get your life back on track.

Identity theft coverage from Perkins Insurance is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current homeowners, condo, or renters insurance policy, you’ll receive invaluable tools to help cover the costs and expenses of restoring your identity.

Included in a policy with identity theft protection are expenses associated with:

  • + Attorney fees
  • + Costs of certified mail
  • + Loan re-application fees
  • + Costs of long distance phone calls
  • + Reimbursement for lost income
  • + Costs of executing affidavits


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